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Cover Your House with Sri Lanka Home Insurance!


Cover Your House with Sri Lanka Home Insurance!

 What is House Insurance?

A comprehensive home insurance policy, Home Protect is the ideal cover to protect your most valued asset against unexpected and unavoidable risks and liabilities. Home Protect covers your home, your family and your valuables and your domestic staff in the event of a disaster.


Terms & Conditions:

The building should be used exclusively as a private dwelling / home and not for other purposes or domestic industries

The premises should be in a good state of repair

The structure should be walled with bricks / concrete / cement blocks and roofed


Benefits of House Insurance

Sri Lanka Insurance House Insurance policy covers your house against

·        Fire and lightning

·        Terrorism, riot, strike and civil commotion

·        Malicious damage

·        Explosions

·        Earthquakes

·        Cyclone / Storm / Tempest and Flood

·        Natural disasters

·        Impact damage

·        Falling trees, telephone posts and light posts

·        Aircraft damage

·        Burglary, housebreaking or any attempt of theft

·        Accidental breakage of mirrors other than hand mirrors etc.

·        Accidental damage to fixed and plate glass

·        Public liability cover

You can protect your house by insuring:

Buildings, gates, swimming pool, Boundary walls etc.

Contents including furniture, electricals and electronics

Valuables and personal effects such as Jewellery, Personal Cash at premises, Precious stones, Electronic Equipment (Laptops, Phones, Personal Cameras, Tablet PCs etc), Musical instruments

Paintings and antiques


Following costs will be reimbursed in the event of covered risks:


  • Removal of debris
  • Expenses for alternative accommodation during the rebuilding period
  • Damages to services lines within the premises (Electricity, Water, Gas supplies, etc.)
  • Professional fees (Engineer, Surveyor and Architect expense)
  • Reproduction cost of documents and deeds


Under mentioned benefits are also available:


  • Personal accident cover for named family members (age limit 70 years)
  • Accidental death or total permanent disability of domestic staff - hospitalization allowance due to injuries sustained at work (age limit 60 years)
  • Personal Accident Cover (age limit 70 years) and Natural Death Cover (age limit 60 years)for the insured
  • Why should I select Sri Lanka Insurance as My Insurance Partner?
  • Sri Lanka Insurance is the pioneer insurance company in the island with a history spanning 57 years. Being backed by the state has added to its strength and credibility while it has the most experienced technical knowledge base. Its Life Fund in excess of LKR 152.5 billion and asset base of over LKR 268 billion are unmatched in the industry.

Click to Learn more about Sri Lanka Insurance

For Gampaha Area Insurance inquires

    Contact Mr. Gayan Dissanayake - 077 37 57 057

    other areas call Sri Lanka Insurance Hotline - 011 235 7357